1.5. Online Payment Systems

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Understanding digital wallets and mobile payment methods prevalent in China.

A. Basic Level

Words

“Grandma, with an online 支付 (payment | zhīfù) system, you first 登录 (log in | dēnglù) to your 账户 (account | zhànghù) and then link your 银行卡 (bank card | yínhángkǎ). You can easily 查看 (check | chákàn) your 余额 (balance | yú’é), make 转账 (transfers | zhuǎnzhàng), and 收款 (receive payments | shōukuǎn). For purchases, just 扫码 (scan | sǎomǎ) a 二维码 (QR code | èrwéimǎ) and 确认 (confirm | quèrèn). It’s all very 安全 (secure | ānquán), but remember to keep your 密码 (password | mìmǎ) safe!”

支付 zhīfù payment
钱包 qiánbāo wallet
账户 zhànghù account
转账 zhuǎnzhàng transfer
收款 shōukuǎn receive money
付款 fùkuǎn make payment
余额 yú’é balance
提现 tíxiàn withdraw
密码 mìmǎ password
充值 chōngzhí recharge
扫码 sǎomǎ scan code
确认 quèrèn confirm
交易 jiāoyì transaction
银行卡 yínháng kǎ bank card
手续费 shǒuxù fèi service fee
订单 dìngdān order
验证 yànzhèng verify
安全 ānquán security
限额 xiàn’é limit
二维码 èrwéimǎ QR code
登录 dēnglù log in
登出 dēngchū log out
绑定 bǎngdìng bind/link
解绑 jiěbǎng unbind

 

Sentences

支付 我用手机支付了账单。 Wǒ yòng shǒujī zhīfù liǎo zhàngdān. I paid my bill with my cell phone.
钱包 电子钱包方便快捷。 Diànzǐ qiánbāo fāngbiàn kuàijié. The e-wallet is convenient and fast.
账户 我的账户余额不足。 Wǒ de zhànghù yú’é bùzú. I don’t have enough balance in my account.
转账 我给你转账一百元。 Wǒ gěi nǐ zhuǎnzhàng yībǎi yuán. I’ll transfer a hundred dollars to you.
收款 店家扫码即可收款。 Diànjiā sǎo mǎ jí kě shōu kuǎn. The store can collect the money by scanning the code.
付款 请确认金额后付款。 Qǐng quèrèn jīn’é hòu fùkuǎn. Please confirm the amount and pay.
余额 请检查你的账户余额。 Qǐng jiǎnchá nǐ de zhànghù yú’é. Please check your account balance.
提现 我需要从账户提现。 Wǒ xūyào cóng zhànghù tíxiàn. I need to withdraw money from my account.
密码 保护你的支付密码。 Bǎohù nǐ de zhīfù mìmǎ. Protect your payment password.
充值 我给手机卡充值了。 Wǒ gěi shǒujī kǎ chōngzhíle. I recharge my cell phone card.
扫码 用手机扫码支付。 Yòng shǒujī sǎo mǎ zhīfù. Scan the code with your cell phone to pay.
确认 确认交易后再付款。 Quèrèn jiāoyì hòu zài fùkuǎn. Confirm the transaction before paying.
交易 这笔交易已完成。 Zhè bǐ jiāoyì yǐ wánchéng. This transaction is completed.
银行卡 我绑定了一张银行卡。 Wǒ bǎng dìngle yī zhāng yínháng kǎ. I bind a bank card.
手续费 转账需要支付手续费。 Zhuǎnzhàng xūyào zhīfù shǒuxù fèi. There is a handling fee for transferring funds.
订单 请检查你的订单详情。 Qǐng jiǎnchá nǐ de dìngdān xiángqíng. Please check your order details.
验证 进行交易前需要验证身份。 Jìnxíng jiāoyì qián xūyào yànzhèng shēnfèn. Identity verification is required before making a transaction.
安全 保障账户安全非常重要。 Bǎozhàng zhànghù ānquán fēicháng zhòngyào. It is important to keep your account secure.
限额 每日转账有限额。 Měi rì zhuǎnzhàng yǒuxiàn é. There is a daily transfer limit.
二维码 通过二维码快速支付。 Tōngguò èr wéi mǎ kuàisù zhīfù. Quick payment via QR code.
登录 登录你的在线账户。 Dēnglù nǐ de zàixiàn zhànghù. Log in to your online account.
登出 交易后记得登出账户。 Jiāoyì hòu jìdé dēng chū zhànghù. Remember to log out of your account after making a transaction.
绑定 绑定你的银行卡进行支付。 Bǎng dìng nǐ de yínháng kǎ jìnxíng zhīfù. Bind your bank card for payment.
解绑 我解绑了我的信用卡。 Wǒ jiě bǎngle wǒ de xìnyòngkǎ. I unbind my credit card.

 

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