Understanding digital wallets and mobile payment methods prevalent in China.
A. Basic Level
Words
“Grandma, with an online 支付 (payment | zhīfù) system, you first 登录 (log in | dēnglù) to your 账户 (account | zhànghù) and then link your 银行卡 (bank card | yínhángkǎ). You can easily 查看 (check | chákàn) your 余额 (balance | yú’é), make 转账 (transfers | zhuǎnzhàng), and 收款 (receive payments | shōukuǎn). For purchases, just 扫码 (scan | sǎomǎ) a 二维码 (QR code | èrwéimǎ) and 确认 (confirm | quèrèn). It’s all very 安全 (secure | ānquán), but remember to keep your 密码 (password | mìmǎ) safe!”
| 支付 | zhīfù | payment |
| 钱包 | qiánbāo | wallet |
| 账户 | zhànghù | account |
| 转账 | zhuǎnzhàng | transfer |
| 收款 | shōukuǎn | receive money |
| 付款 | fùkuǎn | make payment |
| 余额 | yú’é | balance |
| 提现 | tíxiàn | withdraw |
| 密码 | mìmǎ | password |
| 充值 | chōngzhí | recharge |
| 扫码 | sǎomǎ | scan code |
| 确认 | quèrèn | confirm |
| 交易 | jiāoyì | transaction |
| 银行卡 | yínháng kǎ | bank card |
| 手续费 | shǒuxù fèi | service fee |
| 订单 | dìngdān | order |
| 验证 | yànzhèng | verify |
| 安全 | ānquán | security |
| 限额 | xiàn’é | limit |
| 二维码 | èrwéimǎ | QR code |
| 登录 | dēnglù | log in |
| 登出 | dēngchū | log out |
| 绑定 | bǎngdìng | bind/link |
| 解绑 | jiěbǎng | unbind |
Sentences
| 支付 | 我用手机支付了账单。 | Wǒ yòng shǒujī zhīfù liǎo zhàngdān. | I paid my bill with my cell phone. |
| 钱包 | 电子钱包方便快捷。 | Diànzǐ qiánbāo fāngbiàn kuàijié. | The e-wallet is convenient and fast. |
| 账户 | 我的账户余额不足。 | Wǒ de zhànghù yú’é bùzú. | I don’t have enough balance in my account. |
| 转账 | 我给你转账一百元。 | Wǒ gěi nǐ zhuǎnzhàng yībǎi yuán. | I’ll transfer a hundred dollars to you. |
| 收款 | 店家扫码即可收款。 | Diànjiā sǎo mǎ jí kě shōu kuǎn. | The store can collect the money by scanning the code. |
| 付款 | 请确认金额后付款。 | Qǐng quèrèn jīn’é hòu fùkuǎn. | Please confirm the amount and pay. |
| 余额 | 请检查你的账户余额。 | Qǐng jiǎnchá nǐ de zhànghù yú’é. | Please check your account balance. |
| 提现 | 我需要从账户提现。 | Wǒ xūyào cóng zhànghù tíxiàn. | I need to withdraw money from my account. |
| 密码 | 保护你的支付密码。 | Bǎohù nǐ de zhīfù mìmǎ. | Protect your payment password. |
| 充值 | 我给手机卡充值了。 | Wǒ gěi shǒujī kǎ chōngzhíle. | I recharge my cell phone card. |
| 扫码 | 用手机扫码支付。 | Yòng shǒujī sǎo mǎ zhīfù. | Scan the code with your cell phone to pay. |
| 确认 | 确认交易后再付款。 | Quèrèn jiāoyì hòu zài fùkuǎn. | Confirm the transaction before paying. |
| 交易 | 这笔交易已完成。 | Zhè bǐ jiāoyì yǐ wánchéng. | This transaction is completed. |
| 银行卡 | 我绑定了一张银行卡。 | Wǒ bǎng dìngle yī zhāng yínháng kǎ. | I bind a bank card. |
| 手续费 | 转账需要支付手续费。 | Zhuǎnzhàng xūyào zhīfù shǒuxù fèi. | There is a handling fee for transferring funds. |
| 订单 | 请检查你的订单详情。 | Qǐng jiǎnchá nǐ de dìngdān xiángqíng. | Please check your order details. |
| 验证 | 进行交易前需要验证身份。 | Jìnxíng jiāoyì qián xūyào yànzhèng shēnfèn. | Identity verification is required before making a transaction. |
| 安全 | 保障账户安全非常重要。 | Bǎozhàng zhànghù ānquán fēicháng zhòngyào. | It is important to keep your account secure. |
| 限额 | 每日转账有限额。 | Měi rì zhuǎnzhàng yǒuxiàn é. | There is a daily transfer limit. |
| 二维码 | 通过二维码快速支付。 | Tōngguò èr wéi mǎ kuàisù zhīfù. | Quick payment via QR code. |
| 登录 | 登录你的在线账户。 | Dēnglù nǐ de zàixiàn zhànghù. | Log in to your online account. |
| 登出 | 交易后记得登出账户。 | Jiāoyì hòu jìdé dēng chū zhànghù. | Remember to log out of your account after making a transaction. |
| 绑定 | 绑定你的银行卡进行支付。 | Bǎng dìng nǐ de yínháng kǎ jìnxíng zhīfù. | Bind your bank card for payment. |
| 解绑 | 我解绑了我的信用卡。 | Wǒ jiě bǎngle wǒ de xìnyòngkǎ. | I unbind my credit card. |
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